You can filter between exchanges with a MiCA license (the official EU framework, with requirements on custody, transparency and user protection) and global exchanges without a MiCA license, which often offer more coins and lower fees but operate outside EU protection.
57 exchanges
OKX was one of the first three global exchanges to receive a MiCA license in Malta (January 2025), with passporting across all 30 EEA countries. Extensive catalog, very competitive fees, and its own DeFi ecosystem.
- +First wave of MiCA licenses (Malta)
- +Very low fees
- +Broad catalog and Web3 wallet
- −Dense interface for beginners
- −Fewer fiat products than EU competitors
Crypto.com combines an exchange, retail app, Visa card, and NFTs into a complete ecosystem, with a MiCA license issued in Malta and significant investments in marketing and sports sponsorships.
- +MiCA License (Malta)
- +Very broad ecosystem
- +Visa card with crypto cashback
- −Complex fee structure
- −CRO rewards subject to staking
Bybit EU GmbH obtained a MiCA license in Austria in May 2025, allowing passporting to 29 EEA countries. It offers most of Bybit's catalog and functionalities adapted to the European regulatory framework.
- +MiCA License (Austria)
- +One of the world's highest-volume exchanges
- +Very comprehensive app
- −No derivatives in the EU under MiCA
- −Some tokens not available for European users
KuCoin EU GmbH received a MiCA license in Austria in November 2025, making KuCoin one of the first top-10 global exchanges with regulated access to 28 EEA countries.
- +MiCA License (Austria)
- +Broad altcoin catalog
- +Good spot fees
- −European product still rolling out
- −Less regulatory history than European competitors
Gate (formerly Gate.io) obtained a MiCA license in Malta in January 2025. It is one of the exchanges with the largest catalog of altcoins in the world, now accessible to EEA users under a regulated framework.
- +MiCA License (Malta)
- +Huge altcoin catalog
- +Good global liquidity
- −Overhauled interface
- −Spot fees somewhat higher than rivals
Kraken obtained its MiCA license through the Central Bank of Ireland in June 2025 and operates in all 30 EEA countries. It combines liquidity depth, regulated staking, and a pro platform highly valued by traders.
- +MiCA License (Ireland)
- +High liquidity and regulated staking
- +Impeccable security record
- −Advanced interface not intuitive for beginners
- −Strict verification
Bitvavo is one of Europe's largest exchanges, headquartered in Amsterdam, with a MiCA license and over 400 cryptocurrencies with low euro fees.
- +MiCA license
- +Over 400 cryptocurrencies
- +Low euro fees
- −No derivatives
- −Customer support mainly via chat and email
Interactive Brokers, one of the world's largest brokers, obtained its MiCA license in Hungary in January 2025 and offers BTC, ETH, and other cryptos alongside global stocks, options, and futures.
- +MiCA License (Hungary)
- +NASDAQ-listed broker
- +Crypto within a multi-asset platform
- −Very limited crypto catalog
- −Complex for beginners
Gemini, founded by the Winklevoss brothers, is one of the most regulated exchanges in the sector, with a MiCA license in Malta, insurance on hot balances, and an institutional focus.
- +MiCA License (Malta)
- +Strict regulation (NYDFS + MFSA)
- +Insurance on hot balances
- −Limited catalog
- −High retail fees
BSDEX (Baden-Württembergische Wertpapierbörse) is the crypto exchange of the Stuttgart Stock Exchange, with a BaFin MiCA license (July 2025) and execution under German regulated market standards.
- +MiCA license (Germany, BaFin)
- +Backed by the Stuttgart Stock Exchange
- +Classic exchange-style execution
- −Very limited catalog
- −For residents in Germany and some countries only
Bitstamp is the oldest operational European exchange, fully regulated in the EU under MiCA and a benchmark for users who prioritize legal security over catalog size.
- +MiCA license at European level
- +Impeccable history since 2011
- +Free SEPA support
- −Limited catalog
- −No derivatives
TYR Markets is a Norwegian cryptocurrency broker founded in 2024 and MiCA-licensed since May 2026. It charges fees from 0.1% to 0.35% depending on the volume traded, by far the lowest in the Nordics, and since September 2026 it has been the Nordic platform with the highest trading volume, driven precisely by those low fees. Catalog of 8 cryptocurrencies. Supports deposits in Norwegian Krone (NOK) and US Dollars (USD), and will add Swedish Krona (SEK) before Christmas.
- +Fees from 0.1% to 0.35%, the lowest in the Nordic countries
- +Highest Nordic trading volume since September 2026
- +Deposits in NOK and USD, with SEK planned before Christmas
- +MiCA license from Finanstilsynet and registration with BankID
- −Very young company
- −Catalog of only 8 cryptocurrencies
Coinbase is the best-known publicly traded exchange and one of the first to obtain a MiCA license in the EU through its subsidiary in Luxembourg. Ideal for beginners due to its simple interface and regulatory compliance.
- +MiCA license in the EU
- +Listed on NASDAQ
- +Very simple interface
- −Higher fees than competitors
- −Limited catalog in some countries
Bit2Me is the largest Spanish exchange, one of the first to receive a MiCA license issued by the CNMV in October 2025, with passporting rights to all 30 EEA countries and full support in Spanish.
- +MiCA License (Spain, CNMV)
- +Support and KYC in Spanish
- +Broad range of services
- −High Suite fees
- −Less polished Pro interface
Firi is one of Norway's most veteran cryptocurrency exchanges, MiCA-licensed, focused on Nordic users and with native support for NOK, DKK, and SEK.
- +MiCA license (Norway/EEA)
- +Full Nordic support
- +Simple interface for beginners
- −Limited catalog
- −No derivatives
eToro obtained a MiCA license in Cyprus in January 2025 and offers crypto purchasing alongside stocks, ETFs, and its famous copy trading, all from a single platform with over 30 million users.
- +MiCA License (Cyprus)
- +Unique copy trading
- +Crypto + stocks + ETFs
- −Relatively high 1% spread
- −Limited wallet withdrawal
SwissBorg operates under a MiCA license obtained in France and offers an app focused on crypto wealth management, with yield strategies, Smart Yield, and an active community.
- +MiCA License (France)
- +Highly polished app
- +Yield and wealth strategies
- −Fees depend on the plan
- −No classic pro trading
Luno is a simple platform, regulated under MiCA through Ireland, focused on beginners, with fiat support in EUR and a mobile app highly valued for its usability.
- +MiCA License (Ireland)
- +Very intuitive mobile app
- +Ideal for beginners
- −Very limited catalog
- −High instant fees
Coingate is a Lithuanian crypto payment gateway licensed under MiCA (October 2025), allowing merchants to accept over 70 cryptocurrencies and users to convert crypto to fiat.
- +MiCA License (Lithuania)
- +Broad payment gateway
- +B2B and B2C coverage
- −Not a classic spot exchange
- −No pro trading
Since June 2026, Renta 4 Banco will offer the purchase of Bitcoin, Ether, and Solana with CNMV authorization, custody through Cecabank, and execution via Bit2Me.
- +Listed and regulated bank
- +Bank custody via Cecabank
- +Crypto in the same account as stocks and funds
- −Only three cryptocurrencies
- −Annual custody fee
Revolut has obtained a MiCA license through its Lithuanian entity, offering crypto buying and selling directly from its banking app to over 40 million European users.
- +MiCA License (Lithuania)
- +Integrated into the banking app
- +Buy from €1
- −Higher fees than a pure exchange
- −No wallet withdrawal on all plans
Banque Delubac & Cie is a century-old French private bank with a MiCA license (October 2025), offering crypto custody, exchange, and order execution to professional and private clients.
- +MiCA License (France)
- +Bank founded in 1924
- +Traditional banking service + crypto
- −Wealth management focus, not mass retail
- −No modern exchange-like app
Conio is an Italian broker with a MiCA license (June 2026), backed by Banca Generali, specializing in multi-signature custody and simple purchasing of BTC and other assets.
- +MiCA License (Italy)
- +Backed by Banca Generali
- +Multi-signature custody
- −Limited catalog
- −No pro platform
KvarnX (Kvarn) is a Finnish investment platform that started as a crypto broker and now offers access to crypto, stocks, ETFs, and other assets. Geared towards private investors and wealth managers, it combines OTC execution and custody in Finland. It holds a MiCA license issued by the FIN-FSA in December 2025.
- +MiCA license (Finland, FIN-FSA)
- +Multi-asset platform (crypto + stocks + ETFs)
- +OTC execution for high amounts
- −Not a classic retail exchange
- −Catalog more investor-oriented
Young Platform is an Italian exchange regulated under MiCA, focused on young investors, with integrated education and a very popular gamified experience in Italy.
- +MiCA License (Italy)
- +Educational focus
- +Very simple app
- −High Base fees
- −Smaller catalog than major players
Robinhood received a MiCA license in Lithuania in May 2025 and has launched Robinhood Crypto for the 28 EEA countries, with the same philosophy of zero fees and a simple app.
- +MiCA License (Lithuania)
- +Zero visible fees
- +Very simple interface
- −Limited catalog
- −Recent European product
Trading 212 obtained its MiCA license in Cyprus in March 2025 and is adding crypto to its commission-free stock and ETF offering, serving over 4.5 million users in Europe.
- +MiCA License (Cyprus)
- +No trading commissions
- +Crypto + stocks + ETFs
- −Limited crypto catalog
- −Inactive account fee
Bitonic is the oldest Bitcoin broker in the Netherlands, with a MiCA license (November 2025) and a Bitcoin-only philosophy, ideal for direct purchase to your own wallet without mandatory custody.
- +MiCA license (Netherlands)
- +Bitcoin-only focus
- +Ideal for self-custody
- −BTC only (and LN)
- −No pro trading
K33 Markets AS is a Nordic brokerage firm with a MiCA license obtained in Norway in June 2026, offering proprietary institutional research and OTC execution for professional clients.
- +MiCA license (Norway)
- +Proprietary institutional research
- +OTC execution
- −Professional focus, not retail
- −Fees not published
Norwegian Block Exchange (NBX) is a Nordic exchange with a MiCA license, backed by Aker ASA, focusing on Bitcoin, institutional custody, and European compliance.
- +MiCA license (Norway/EEA)
- +Institutional backing (Aker)
- +Secure custody
- −Very limited catalog
- −Low volume
Bare Bitcoin is a Norwegian platform founded in 2021 and dedicated exclusively to bitcoin, with a MiCA license since June 2026. It offers low fees, automatic monthly savings in Norwegian kroner, and tax reporting assistance.
- +Finanstilsynet MiCA license
- +Automatic monthly savings and tax reporting assistance
- +Cold storage
- −Bitcoin only
- −Primarily designed for the Norwegian market
Bitmymoney is a Dutch crypto broker licensed under MiCA (November 2025), focused on simple purchasing and DCA plans for retail investors.
- +MiCA license (Netherlands)
- +Integrated DCA
- +Simple approach
- −Very limited catalog
- −High fees
BitGo Europe GmbH has held a MiCA license from BaFin since May 2025 and is one of the largest crypto custodians in the world, with over $100 billion in assets under custody globally.
- +MiCA License (Germany)
- +Leading global custodian
- +Coverage of over 700 assets
- −Institutional product, not retail
- −Fees not published
Bitstack is a French app with a MiCA license specializing in DCA (recurring buys) and rounding up purchases into Bitcoin, aimed at long-term retail investors.
- +MiCA License (France)
- +Automated DCA
- +Bitcoin-focused
- −Very limited catalog
- −High fees
21bitcoin (FIOR Digital GmbH) is an Austrian MiCA-licensed exchange focused exclusively on Bitcoin, offering DCA, mandatory withdrawal to self-custody wallets, and no altcoins.
- +MiCA License (Austria)
- +Bitcoin-only philosophy
- +Automatic withdrawal to self-custody
- −Only Bitcoin and basic stablecoins
- −No pro trading
Openbank, the digital bank of Grupo Santander, allows users to buy and sell Bitcoin, Ether, Litecoin, Polygon, and Cardano from its investment app starting November 2025, under MiCA regulations.
- +Backed by Grupo Santander
- +No custody fee
- +Crypto alongside bank account
- −1.49% fee per transaction
- −Only five cryptocurrencies
N26 offers cryptocurrency buying and selling within its banking app in several European countries, leveraging Bitpanda's MiCA infrastructure for its crypto service.
- +Integrated into a 100% digital bank
- +Buy from €1
- +European coverage
- −High fees
- −No withdrawal to external wallet
AMINA (formerly SEBA Bank) is a Swiss crypto bank with a MiCA license in Austria, targeting high-net-worth private investors, family offices, and institutions.
- +MiCA license (Austria) + Swiss bank
- +Institutional custody
- +Wealth management services
- −Not for mass retail
- −Requires high net worth
MoonPay Europe B.V. is one of the world's largest fiat-to-crypto on-ramps, with a MiCA license in the Netherlands and passporting to 27 EEA countries, integrated into dozens of wallets and NFT marketplaces.
- +MiCA license (Netherlands)
- +Direct purchase in wallets and NFTs
- +Multiple payment methods
- −High fees compared to a spot exchange
- −Not a classic exchange
Deblock is a French neobank with a MiCA license that combines a current account, card, and self-custodial crypto wallet within a single app.
- +MiCA License (France)
- +Integrated self-custodial wallet
- +Account + card + crypto
- −Recent product
- −Coverage still expanding
Bitpanda is one of the European crypto pioneers, with MiCA licenses in Austria and Malta, its own IBAN in some countries, and the ability to invest in crypto, stocks, ETFs, and metals all in one place.
- +Dual MiCA license (AT + MT)
- +Own IBAN in some countries
- +Crypto + stocks + metals
- −Very high Suite fees
- −Slow support and transfer blockages
- −More limited Pro catalog
LGT Bank AG, a private bank owned by the Princely House of Liechtenstein, obtained a MiCA license in October 2025 for crypto custody and trading for private banking clients.
- +MiCA license (Liechtenstein)
- +Private bank with over 100 years of history
- +Maximum solvency
- −Private banking clients only
- −No retail app
AS LHV Pank is one of Estonia's largest banks, with a MiCA license since May 2026 for custody, exchange, and transfer of crypto directly from bank accounts.
- +MiCA license (Estonia)
- +Bank listed on Nasdaq Tallinn
- +Crypto integrated into banking
- −Limited catalog
- −Focus on Baltic users
Freedom24, the European subsidiary of the NASDAQ-listed Freedom Holding group, has held a MiCA license since January 2025 and offers crypto alongside stocks, bonds, and options.
- +MiCA License (Cyprus)
- +NASDAQ-listed group
- +Crypto + stocks + bonds
- −Interface oriented towards traditional investors
- −Mixed commissions
Bank Frick AG is one of Europe's pioneering crypto banks, with a MiCA license since December 2025, secure custody, and services for professional clients and fintechs.
- +MiCA license (Liechtenstein)
- +Traditional bank with crypto expertise
- +Institutional custody
- −No mass retail product
- −Focus on fintechs and HNWI
Lightyear Europe AS, founded by former Wise executives, obtained a MiCA license in Estonia in October 2025 and offers crypto alongside global stocks and ETFs with very low fees.
- +MiCA license (Estonia)
- +Very competitive fees
- +Multi-asset (crypto + stocks + ETFs)
- −Growing crypto catalog
- −Young product
Tradias GmbH, part of the Bankhaus von der Heydt group, holds a MiCA license from BaFin (October 2025) and offers OTC and market execution for professional investors and bank clients.
- +MiCA License (Germany)
- +OTC execution and deep liquidity
- +Backed by a German bank
- −Institutional focus, not retail
- −No public exchange-like app
Amdax is a Dutch crypto wealth manager licensed under MiCA (June 2025), offering managed portfolios and insured custody for retail and professional investors.
- +MiCA license (Netherlands)
- +Discretionary management
- +Insured custody
- −Wealth management focus, not trading
- −High minimum ticket
Lunar is a Nordic digital bank with a banking and MiCA license, integrating crypto buying and selling within its app alongside a current account, card, and savings.
- +MiCA license + banking license
- +Crypto integrated into banking
- +Nordic focus
- −High fees compared to a pure exchange
- −Limited catalog
Safello is one of Sweden's oldest crypto brokers, listed on Nasdaq First North and MiCA licensed. Fast buying and selling in SEK with Swish and bank transfer.
- +MiCA License (Sweden)
- +Publicly traded company (Nasdaq First North)
- +Payment with Swish
- −Unclear and complicated fee structure
- −3.49% trading fee for volume up to 150,000 SEK
- −0.49% only applies to monthly savings; other costs may apply
BBVA is the first major Spanish bank with a MiCA license (March 2025). It offers Bitcoin and Ethereum buying, selling, and custody to its retail clients through the bank's app.
- +Regulated systemic bank
- +MiCA license (Spain)
- +Crypto within the banking app
- −Very limited catalog
- −No withdrawal to external wallet yet
KBC is one of Belgium's largest banks and the first Belgian bank with a MiCA license (October 2025), offering crypto buying, selling, and custody directly from its banking app.
- +MiCA license (Belgium)
- +Belgian systemic bank
- +Crypto in banking app
- −Very limited catalog
- −KBC clients only
Criptan is a Valencian platform for buying Bitcoin, Ether, and stablecoins, with MiCA authorization from the CNMV since March 2026 and backed by well-known Spanish investors.
- +CNMV MiCA authorization with European passporting
- +Very simple app in Spanish
- +Yield products on stablecoins
- −Very few cryptocurrencies
- −Yield products add counterparty risk
Bitbase combines physical stores, over 100 Bitcoin ATMs in Spain, and online purchasing. It obtained MiCA authorization from the CNMV and reopened in September 2026 after a hiatus.
- +Largest crypto ATM network in Spain
- +Physical stores with in-person assistance
- +CNMV MiCA authorization
- −Opaque fees
- −Operations paused in summer 2026
Coinmotion is Finland's leading crypto broker, MiCA-licensed, with secured custody and savings/interest products for long-term investors.
- +MiCA License (Finland)
- +Savings Products (Earn)
- +Long-term investment focus
- −Limited catalog
- −Moderate spot fees
Paybis is a cryptocurrency purchase service founded in 2014 in the UK, now MiCA licensed by the Bank of Latvia and supporting over 80 cryptocurrencies.
- +MiCA license
- +Fast card purchases
- +Over 80 cryptocurrencies
- −High card fees
- −Not an order book exchange
Simplex (Nuvei Digital Payments) is a MiCA-licensed fiat-to-crypto on-ramp in Lithuania, integrated into hundreds of exchanges and wallets for card purchases.
- +MiCA License (Lithuania)
- +Highly integrated into the ecosystem
- +Card purchases and Apple/Google Pay
- −Very high fees
- −No self-custody
How do we choose the best crypto exchanges?
Our ranking is based on independent editorial evaluation. We don't charge exchanges for higher positions — the order reflects only service quality.
Security and regulation
We verify licenses, proof of reserves, hack history and user protection measures.
Real fees
We compare spot and futures fees, spreads and withdrawal fees on the most common networks.
Catalog and liquidity
Number of cryptocurrencies and pairs, market depth and real daily volume.
User experience
We test the app and website, local language support and how easy it is to deposit and withdraw.
Best crypto exchanges
A cryptocurrency exchange is the platform where you buy, sell and store bitcoin and other digital assets. Choosing a secure, regulated exchange with reasonable fees is the most important decision for any crypto investor.
We have analyzed more than 50 exchanges using objective criteria: regulation and licenses, security of funds, real fees, SEPA and card deposit methods, customer support, and user experience. Reviews are independent and updated regularly.
How we score
La nota de cada exchange se calcula como la suma ponderada de los cinco criterios. Las comisiones se puntúan según el coste total real de una operación normal (comisión y spread), no según la tarifa que el exchange destaca. Las comisiones verificadas manualmente muestran quién las comprobó y en qué fecha; un spread no publicado resta puntos. Las comisiones de afiliación no influyen en la valoración.
Trading and withdrawal fees
Weight in the note 40%Trading, deposit, and withdrawal fees, and the real spread when buying.
Security and regulation
Weight in the note 25%MiCA or equivalent licenses, cold storage, proof of reserves, and incident history.
Ease of use
Weight in the note 15%Registration, verification, mobile app, and clarity for beginners.
Cryptocurrency offering
Weight in the note 12%Number of assets, trading pairs, and products like staking or savings.
Customer support
Weight in the note 8%Local language support, response times, and user reviews.
A high score is not an investment recommendation. Investing in crypto assets carries the risk of total capital loss.