This review is editorial and independent. Investing in cryptocurrencies carries the risk of total loss — only invest what you can afford to lose.
What Bitmymoney offers
Detailed rating
Comisión no verificada manualmente: se basa en la lista de precios publicada.
- MiCA license (Netherlands)
- Integrated DCA
- Simple approach
- −Very limited catalog
- −High fees
About Bitmymoney
Founded in 2015 and headquartered in The Hague, Bitmymoney has established itself as a strong player in the crypto exchange ecosystem. Under MiCA (Netherlands, AFM) regulation, the platform offers more than 5 cryptocurrencies and more than 5 trading pairs.
Its offering stands out for a balanced combination of fees, liquidity and user experience — something especially valued by users looking for a reliable platform to trade Bitcoin and altcoins.
In-depth analysis
Bitmymoney, con sede en La Haya, Países Bajos y fundado en 2015, se posiciona como un bróker centrado en la sencillez. Su obtención de la licencia MiCA (prevista para noviembre de 2025) bajo la supervisión de la AFM holandesa, le confiere un marco regulatorio robusto. Este enfoque lo hace especialmente adecuado para inversores particulares que buscan una puerta de entrada directa y regulada al mercado de criptomonedas, sin la complejidad de plataformas más avanzadas.
Respecto a los costes, Bitmymoney opera con tarifas aproximadas del 1%, las cuales, aunque no publicadas oficialmente, son consideradas en el rango superior del sector. La plataforma se destaca por ofrecer planes de inversión promedio de costes (DCA), facilitando una estrategia de acumulación pasiva. Su diseño prioriza una experiencia de usuario intuitiva y despojada de funciones complejas, ideal para principiantes. No obstante, una limitación significativa es su catálogo muy reducido de criptomonedas, lo que restringe las opciones de diversificación para el usuario.
Deposits, withdrawals and fees
Bitmymoney accepts crypto deposits on major networks (Bitcoin, Ethereum, BSC, Solana, Tron and more) and also allows fiat deposits via SEPA, card and other methods depending on country. Standard spot fees are 1%, with additional discounts based on volume or use of the exchange's native token.
Crypto withdrawals are processed in minutes once the account is verified. For larger amounts, a standard manual review for the sector may apply.
Security and regulation
Operates under MiCA (Netherlands, AFM) regulation, with two-factor authentication (2FA), withdrawal whitelisting, majority cold storage and periodically audited proof of reserves.
Mobile experience and support
There's a mobile app for iOS and Android, plus an optimized website. Support responds via 24/7 live chat and offers a complete help center.
How to open an account at Bitmymoney
We explain step by step how to create your account at Bitmymoney safely, from registration to your first deposit. The entire process usually takes less than 5 minutes.
- 1
Go to the official website
Visit the official Bitmymoney website via the button at the end of this guide. Always check the URL to avoid phishing pages.
- 2
Click "Register" and enter your email
The sign-up button is in the top-right corner. Enter an email address you have permanent access to — you'll need it to verify the account and recover access.
- 3
Create a strong password
Choose a password of at least 12 characters combining uppercase, lowercase, numbers and symbols. Don't reuse passwords from other platforms; a password manager is highly recommended.
- 4
Verify your account and enable 2FA
Confirm your email, complete KYC (ID and proof of address if requested) and enable two-factor authentication (2FA) with Google Authenticator. It's the most important step to protect your funds.
- 5
Deposit and start trading
Make your first deposit in crypto (or fiat via SEPA, if available) and start trading on Bitmymoney.
Our verdict
Bitmymoney receives an editorial score of 3.6/5. It is an interesting option with room for improvement. Recommended for users who value its differentiating proposition versus larger brands.
Other recommended exchanges
OKX was one of the first three global exchanges to receive a MiCA license in Malta (January 2025), with passporting across all 30 EEA countries. Extensive catalog, very competitive fees, and its own DeFi ecosystem.
Crypto.com combines an exchange, retail app, Visa card, and NFTs into a complete ecosystem, with a MiCA license issued in Malta and significant investments in marketing and sports sponsorships.
Bybit EU GmbH obtained a MiCA license in Austria in May 2025, allowing passporting to 29 EEA countries. It offers most of Bybit's catalog and functionalities adapted to the European regulatory framework.