This review is editorial and independent. Investing in cryptocurrencies carries the risk of total loss — only invest what you can afford to lose.
What Luno offers
Detailed rating
Comisión no verificada manualmente: se basa en la lista de precios publicada.
- MiCA License (Ireland)
- Very intuitive mobile app
- Ideal for beginners
- −Very limited catalog
- −High instant fees
About Luno
Founded in 2013 and headquartered in London, Luno has established itself as a strong player in the crypto exchange ecosystem. Under MiCA (Ireland, CBI) regulation, the platform offers more than 30 cryptocurrencies and more than 50 trading pairs.
Its offering stands out for a balanced combination of fees, liquidity and user experience — something especially valued by users looking for a reliable platform to trade Bitcoin and altcoins.
In-depth analysis
Luno, establecido en 2013 y con sede en Londres, opera bajo la supervisión regulatoria MiCA en Irlanda a través del Banco Central de Irlanda (CBI), lo que ofrece un marco de confianza para sus usuarios. Este exchange irlandés se posiciona idealmente para aquellos que se inician en el mundo de las criptomonedas, priorizando la facilidad de uso y la seguridad. Su enfoque en el soporte de moneda fiduciaria EUR lo hace particularmente accesible para el público europeo que busca una entrada sencilla al mercado digital.
Respecto a los costes, Luno aplica una estructura de comisiones que varía entre el 0% y el 1% en función del volumen de operaciones y el país de origen del usuario, aunque las compras instantáneas pueden implicar tarifas más elevadas. Su principal valor añadido reside en una aplicación móvil altamente valorada por su usabilidad. Sin embargo, su catálogo limitado a 30 criptomonedas y 50 pares puede ser una restricción para traders experimentados o aquellos que buscan diversificación avanzada, presentando un riesgo de menor flexibilidad en comparación con plataformas más amplias.
Deposits, withdrawals and fees
Luno accepts crypto deposits on major networks (Bitcoin, Ethereum, BSC, Solana, Tron and more) and also allows fiat deposits via SEPA, card and other methods depending on country. Standard spot fees are 0%–1%, with additional discounts based on volume or use of the exchange's native token.
Crypto withdrawals are processed in minutes once the account is verified. For larger amounts, a standard manual review for the sector may apply.
Security and regulation
Operates under MiCA (Ireland, CBI) regulation, with two-factor authentication (2FA), withdrawal whitelisting, majority cold storage and periodically audited proof of reserves.
Mobile experience and support
There's a mobile app for iOS and Android, plus an optimized website. Support responds via 24/7 live chat and offers a complete help center.
How to open an account at Luno
We explain step by step how to create your account at Luno safely, from registration to your first deposit. The entire process usually takes less than 5 minutes.
- 1
Go to the official website
Visit the official Luno website via the button at the end of this guide. Always check the URL to avoid phishing pages.
- 2
Click "Register" and enter your email
The sign-up button is in the top-right corner. Enter an email address you have permanent access to — you'll need it to verify the account and recover access.
- 3
Create a strong password
Choose a password of at least 12 characters combining uppercase, lowercase, numbers and symbols. Don't reuse passwords from other platforms; a password manager is highly recommended.
- 4
Verify your account and enable 2FA
Confirm your email, complete KYC (ID and proof of address if requested) and enable two-factor authentication (2FA) with Google Authenticator. It's the most important step to protect your funds.
- 5
Deposit and start trading
Make your first deposit in crypto (or fiat via SEPA, if available) and start trading on Luno.
Our verdict
Luno receives an editorial score of 3.9/5. It is an interesting option with room for improvement. Recommended for users who value its differentiating proposition versus larger brands.
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