This review is editorial and independent. Investing in cryptocurrencies carries the risk of total loss — only invest what you can afford to lose.
What Lunar offers
Detailed rating
Comisión no verificada manualmente: se basa en la lista de precios publicada.
- MiCA license + banking license
- Crypto integrated into banking
- Nordic focus
- −High fees compared to a pure exchange
- −Limited catalog
About Lunar
Founded in 2015 and headquartered in Aarhus, Lunar has established itself as a strong player in the crypto exchange ecosystem. Under MiCA (Denmark, Finanstilsynet) regulation, the platform offers more than 30 cryptocurrencies and more than 40 trading pairs.
Its offering stands out for a balanced combination of fees, liquidity and user experience — something especially valued by users looking for a reliable platform to trade Bitcoin and altcoins.
In-depth analysis
Lunar, un banco digital fundado en 2015 en Dinamarca, se distingue por su integración de servicios bancarios tradicionales y la funcionalidad de criptomonedas. Opera bajo una doble licencia, incluyendo una licencia bancaria y la regulación MiCA de Dinamarca a través de Finanstilsynet, lo que le confiere un alto nivel de supervisión y seguridad. Este enfoque lo hace ideal para usuarios que buscan una plataforma consolidada para sus finanzas diarias y la inversión en criptoactivos, valorando la comodidad y la tranquilidad regulatoria por encima de las opciones más especializadas en criptomonedas.
Respecto a los costes, Lunar no publica un porcentaje oficial de comisiones, indicando un precio fijo bajo, pero cabe señalar que estas pueden ser más elevadas en comparación con exchanges de criptomonedas puros, lo que podría ser una limitación para operadores de alto volumen. Su principal servicio adicional es la integración completa de la compra-venta de criptoactivos dentro de una aplicación bancaria que ofrece cuenta corriente y tarjeta. La experiencia de uso se enfoca en la sencillez para el usuario de banca digital, aunque su catálogo de 30 criptomonedas y 40 pares es limitado frente a competidores. El principal riesgo o limitación recae en su enfoque de 'todo en uno', que, si bien es conveniente, no siempre ofrece la profundidad de mercado o las tarifas competitivas de plataformas dedicadas exclusivamente a las criptomonedas.
Deposits, withdrawals and fees
Lunar accepts crypto deposits on major networks (Bitcoin, Ethereum, BSC, Solana, Tron and more) and also allows fiat deposits via SEPA, card and other methods depending on country. Standard spot fees are —, with additional discounts based on volume or use of the exchange's native token.
Crypto withdrawals are processed in minutes once the account is verified. For larger amounts, a standard manual review for the sector may apply.
Security and regulation
Operates under MiCA (Denmark, Finanstilsynet) regulation, with two-factor authentication (2FA), withdrawal whitelisting, majority cold storage and periodically audited proof of reserves.
Mobile experience and support
There's a mobile app for iOS and Android, plus an optimized website. Support responds via 24/7 live chat and offers a complete help center.
How to open an account at Lunar
We explain step by step how to create your account at Lunar safely, from registration to your first deposit. The entire process usually takes less than 5 minutes.
- 1
Go to the official website
Visit the official Lunar website via the button at the end of this guide. Always check the URL to avoid phishing pages.
- 2
Click "Register" and enter your email
The sign-up button is in the top-right corner. Enter an email address you have permanent access to — you'll need it to verify the account and recover access.
- 3
Create a strong password
Choose a password of at least 12 characters combining uppercase, lowercase, numbers and symbols. Don't reuse passwords from other platforms; a password manager is highly recommended.
- 4
Verify your account and enable 2FA
Confirm your email, complete KYC (ID and proof of address if requested) and enable two-factor authentication (2FA) with Google Authenticator. It's the most important step to protect your funds.
- 5
Deposit and start trading
Make your first deposit in crypto (or fiat via SEPA, if available) and start trading on Lunar.
Our verdict
Lunar receives an editorial score of 3.2/5. It is an interesting option with room for improvement. Recommended for users who value its differentiating proposition versus larger brands.
Other recommended exchanges
OKX was one of the first three global exchanges to receive a MiCA license in Malta (January 2025), with passporting across all 30 EEA countries. Extensive catalog, very competitive fees, and its own DeFi ecosystem.
Crypto.com combines an exchange, retail app, Visa card, and NFTs into a complete ecosystem, with a MiCA license issued in Malta and significant investments in marketing and sports sponsorships.
Bybit EU GmbH obtained a MiCA license in Austria in May 2025, allowing passporting to 29 EEA countries. It offers most of Bybit's catalog and functionalities adapted to the European regulatory framework.
