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    Logo Lunar
    Ranking #63
    Since 2015

    Lunar Review

    3.2 / 5

    Lunar is a Nordic digital bank with a banking and MiCA license, integrating crypto buying and selling within its app alongside a current account, card, and savings.

    Promo
    No bonus — crypto integrated into digital banking

    This review is editorial and independent. Investing in cryptocurrencies carries the risk of total loss — only invest what you can afford to lose.

    What Lunar offers

    Fees
    —
    Cryptocurrencies
    30+
    Available pairs
    40+
    Regulation
    MiCA (Denmark, Finanstilsynet)
    Headquarters
    Aarhus
    Withdrawals
    Fast in crypto
    Support
    24/7
    Mobile app
    iOS + Android
    Languages
    English included

    Detailed rating

    Trading and withdrawal fees · 40%2.0
    Security and regulation · 25%4.6
    Ease of use · 15%3.8
    Cryptocurrency offering · 12%3.3
    Customer support · 8%3.8

    Comisión no verificada manualmente: se basa en la lista de precios publicada.

    What we like
    • MiCA license + banking license
    • Crypto integrated into banking
    • Nordic focus
    To consider
    • −High fees compared to a pure exchange
    • −Limited catalog

    About Lunar

    Founded in 2015 and headquartered in Aarhus, Lunar has established itself as a strong player in the crypto exchange ecosystem. Under MiCA (Denmark, Finanstilsynet) regulation, the platform offers more than 30 cryptocurrencies and more than 40 trading pairs.

    Its offering stands out for a balanced combination of fees, liquidity and user experience — something especially valued by users looking for a reliable platform to trade Bitcoin and altcoins.

    In-depth analysis

    Lunar, un banco digital fundado en 2015 en Dinamarca, se distingue por su integración de servicios bancarios tradicionales y la funcionalidad de criptomonedas. Opera bajo una doble licencia, incluyendo una licencia bancaria y la regulación MiCA de Dinamarca a través de Finanstilsynet, lo que le confiere un alto nivel de supervisión y seguridad. Este enfoque lo hace ideal para usuarios que buscan una plataforma consolidada para sus finanzas diarias y la inversión en criptoactivos, valorando la comodidad y la tranquilidad regulatoria por encima de las opciones más especializadas en criptomonedas.

    Respecto a los costes, Lunar no publica un porcentaje oficial de comisiones, indicando un precio fijo bajo, pero cabe señalar que estas pueden ser más elevadas en comparación con exchanges de criptomonedas puros, lo que podría ser una limitación para operadores de alto volumen. Su principal servicio adicional es la integración completa de la compra-venta de criptoactivos dentro de una aplicación bancaria que ofrece cuenta corriente y tarjeta. La experiencia de uso se enfoca en la sencillez para el usuario de banca digital, aunque su catálogo de 30 criptomonedas y 40 pares es limitado frente a competidores. El principal riesgo o limitación recae en su enfoque de 'todo en uno', que, si bien es conveniente, no siempre ofrece la profundidad de mercado o las tarifas competitivas de plataformas dedicadas exclusivamente a las criptomonedas.

    Deposits, withdrawals and fees

    Lunar accepts crypto deposits on major networks (Bitcoin, Ethereum, BSC, Solana, Tron and more) and also allows fiat deposits via SEPA, card and other methods depending on country. Standard spot fees are —, with additional discounts based on volume or use of the exchange's native token.

    Crypto withdrawals are processed in minutes once the account is verified. For larger amounts, a standard manual review for the sector may apply.

    Security and regulation

    Operates under MiCA (Denmark, Finanstilsynet) regulation, with two-factor authentication (2FA), withdrawal whitelisting, majority cold storage and periodically audited proof of reserves.

    Mobile experience and support

    There's a mobile app for iOS and Android, plus an optimized website. Support responds via 24/7 live chat and offers a complete help center.

    How to open an account at Lunar

    We explain step by step how to create your account at Lunar safely, from registration to your first deposit. The entire process usually takes less than 5 minutes.

    1. 1

      Go to the official website

      Visit the official Lunar website via the button at the end of this guide. Always check the URL to avoid phishing pages.

    2. 2

      Click "Register" and enter your email

      The sign-up button is in the top-right corner. Enter an email address you have permanent access to — you'll need it to verify the account and recover access.

    3. 3

      Create a strong password

      Choose a password of at least 12 characters combining uppercase, lowercase, numbers and symbols. Don't reuse passwords from other platforms; a password manager is highly recommended.

    4. 4

      Verify your account and enable 2FA

      Confirm your email, complete KYC (ID and proof of address if requested) and enable two-factor authentication (2FA) with Google Authenticator. It's the most important step to protect your funds.

    5. 5

      Deposit and start trading

      Make your first deposit in crypto (or fiat via SEPA, if available) and start trading on Lunar.

    Our verdict

    Lunar receives an editorial score of 3.2/5. It is an interesting option with room for improvement. Recommended for users who value its differentiating proposition versus larger brands.

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