This review is editorial and independent. Investing in cryptocurrencies carries the risk of total loss — only invest what you can afford to lose.
What Banque Delubac offers
Detailed rating
Comisión no verificada manualmente: se basa en la lista de precios publicada.
- MiCA License (France)
- Bank founded in 1924
- Traditional banking service + crypto
- −Wealth management focus, not mass retail
- −No modern exchange-like app
About Banque Delubac
Founded in 1924 and headquartered in Le Cheylard, Banque Delubac has established itself as a strong player in the crypto exchange ecosystem. Under MiCA (France, AMF) regulation, the platform offers more than 20 cryptocurrencies and more than 25 trading pairs.
Its offering stands out for a balanced combination of fees, liquidity and user experience — something especially valued by users looking for a reliable platform to trade Bitcoin and altcoins.
In-depth analysis
Banque Delubac se posiciona en el ecosistema cripto como una entidad tradicional robusta, un banco privado francés fundado en 1924, que ahora integra servicios de activos digitales. Su licencia MiCA (a partir de octubre de 2025) otorgada por la AMF francesa es un pilar fundamental de confianza y seguridad regulatoria, diferenciándola de plataformas nativas de cripto más jóvenes. Este enfoque la hace especialmente adecuada para clientes profesionales y particulares con un perfil patrimonial, que buscan la solvencia y el marco regulatorio de una institución bancaria para sus inversiones en criptoactivos, valorando la estabilidad por encima de la inmediatez de las plataformas masivas.
Respecto a la experiencia de usuario y los costes, Banque Delubac aplica comisiones desde el 1%, un valor que, aunque no es el más competitivo del mercado, se justifica por el nivel de servicio y la seguridad que ofrece un banco privado. Su principal limitación es la ausencia de una aplicación moderna estilo exchange, lo que implica una experiencia de usuario más tradicional y menos ágil que la ofrecida por plataformas retail. Esto, junto con su enfoque patrimonial, sugiere que los servicios están diseñados para clientes que priorizan la gestión personalizada y la integración con servicios bancarios tradicionales sobre la interfaz de usuario o las comisiones mínimas. Es importante considerar estos factores al evaluar si la oferta se alinea con las expectativas individuales.
Deposits, withdrawals and fees
Banque Delubac accepts crypto deposits on major networks (Bitcoin, Ethereum, BSC, Solana, Tron and more) and also allows fiat deposits via SEPA, card and other methods depending on country. Standard spot fees are 1%, with additional discounts based on volume or use of the exchange's native token.
Crypto withdrawals are processed in minutes once the account is verified. For larger amounts, a standard manual review for the sector may apply.
Security and regulation
Operates under MiCA (France, AMF) regulation, with two-factor authentication (2FA), withdrawal whitelisting, majority cold storage and periodically audited proof of reserves.
Mobile experience and support
There's a mobile app for iOS and Android, plus an optimized website. Support responds via 24/7 live chat and offers a complete help center.
How to open an account at Banque Delubac
We explain step by step how to create your account at Banque Delubac safely, from registration to your first deposit. The entire process usually takes less than 5 minutes.
- 1
Go to the official website
Visit the official Banque Delubac website via the button at the end of this guide. Always check the URL to avoid phishing pages.
- 2
Click "Register" and enter your email
The sign-up button is in the top-right corner. Enter an email address you have permanent access to — you'll need it to verify the account and recover access.
- 3
Create a strong password
Choose a password of at least 12 characters combining uppercase, lowercase, numbers and symbols. Don't reuse passwords from other platforms; a password manager is highly recommended.
- 4
Verify your account and enable 2FA
Confirm your email, complete KYC (ID and proof of address if requested) and enable two-factor authentication (2FA) with Google Authenticator. It's the most important step to protect your funds.
- 5
Deposit and start trading
Make your first deposit in crypto (or fiat via SEPA, if available) and start trading on Banque Delubac.
Our verdict
Banque Delubac receives an editorial score of 3.8/5. It is an interesting option with room for improvement. Recommended for users who value its differentiating proposition versus larger brands.
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